Earn $325 bonus with a new Everyday Checking account Wells Fargo

We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. There are more than 405 active bank bonuses in our database right now, and thousands more that have since expired. Should you open checking and savings accounts together? Then carefully consider all of your options. If a cash bonus is offered, how you receive the funds will also vary from one bank to the next. You may have to meet certain requirements to qualify for bank bonuses.

• We’ve rounded up additional excellent checking account bonuses and savings account promotions below.
• The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
• We work hard to share thorough research and our honest experience with products and brands.
• But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while
• The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks.
• The actions required for this bonus are separate from the actions available to avoid the monthly service fee.

Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Once Overdraft payback has been utilized, your account will then be reviewed for Overdraft Grace when applicable. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks.
We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more. We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. The banker will help you review your savings, credit, and more – and provide you personalized solutions.

More information about bank bonuses, checking account bonuses, and savings account bonuses

• For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee.
• Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo.
• 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account.
• There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts.
• Once the required activities are completed, you’ll receive your new checking account bonus within 15 days.

That’s many times better than the current median return of about 18% among checking account bonuses we track. A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features. See our picks for the best bank bonuses for a selection of the most valuable promotions from other financial institutions. The amount of the bonus paid will be based on qualifying direct deposits, totaling the amounts listed below plus qualifying transactions as listed below, all completed within 90 calendar days of the account opening date. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.

What are bank promotions and bonus offers?

Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.
Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days joki casino of offer enrollment. Learn how to avoid the $15 monthly service fee.

Bank of America Checking Accounts: Up to $500 bonus

The changes haven’t directly affected bank bonuses, but it could still be a good time to open a new bank account in case savings account interest rates fall. For this bank promotions roundup, more than a dozen data points were considered per offer. Around 100 financial institutions surveyed by our team of experts. Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. In 2026, checking account bonus offers could land you between $100 and $3,000.
For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. Yes, Citizens’ promotions are offered across our products. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while

Compare Citizens Bank Promotions

That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) For more information, please review the applicable Wells Fargo Debit and ATM Card Terms and Conditions. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.